Credit Card Vs Debit Card

[joerzoe]

I love to shop online and it need credit card as payment merchant several years ago. Since I was underage, the option I had only the debit card. Now, I am qualified to apply for credit card but frankly talk debit card is not a problem for me. For those who use credit card what do you think the pros and contras among debit card and credit card?

[Lumber Joe]

It depends what kind of person you are. If you are punctual, using a credit card is quite convenient as long as you pay back debt in time. But if you are a bit careless, delayed payments may end up in a nightmare.

[amangelomike]

The features that make debit cards convenient - instant access to your money, lack of a required PIN number and not having to drag out your photo ID when you use it - make fraud that much easier. Unless reported quickly, theft of your debit card can quickly devastate your bank account. This is where you begin to see the difference.